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I have been involved with financing apartment properties for over 25 years.  I have been a Loan Originator, Underwriter and Sales manager for many major multifamily lenders.   For most of my career I have specialized in “Agency” (Freddie Mac and Fannie Mae) lending.    I have seen Agency lending from a number of perspectives and think I have a unique view of the process and opportunities.

MFloan has been around for 18 years and on an off publishing information on Multifamily lending.  Started as a way to connect owners with lenders and information on  lending it has morphed over time due to restrictions from various employers.   In its newest incarnation and free of institutional restrictions my goal is to use this as a platform to share my views on multifamily lending and provide advice to borrowers on how to find the best Agency deal.



Should I Refinance My Multi-Family Loan? (Part 1)

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By mfloan on March 10th, 2012 One of the most important issues facing borrowers today is should they refinance their existing loans.  Interest rates on new loans are near historic lows, no one wants to miss out on those low rates.   However, with Commercial and Multifamily loans, the decision is somewhat complex because most of them have …

The difference between 30/360 and actual/360 and why should you care?

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Originally published by mfloan on May 09th, 2011 Just got a loan, but do you really know how your lender calculates your monthly payment and amortization schedule?   It’s not as simple as you think.   In fact your lender may be calculating your payment differently than you expect or know. A few years ago there was a lot …


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I know joining another mailing list, I appreciate all the emails we get and will try to be respectful of your mailbox.    Years ago a subscriber described the MFloan Update newsletter as Spam with Content.      We really don’t want to be Spam, but we are all about content.   Join us and see, you can always cancel or unsubscribe.